Fix & Flip financing—commonly referred to as Residential Transition Loans (RTL)—is designed for real estate investors acquiring properties that require renovation, repositioning, or value-add improvements prior to resale or refinance.

These business-purpose loans are typically structured as short-term, interest-only financing, providing capital for both acquisition and construction. This allows investors to execute their business plan, enhance property value, and maximize returns upon exit.

Through PrivateLenderCenter.com, we connect investors with actively funding lending partners specializing in fix & flip transactions. Loan decisions are driven primarily by the strength of the asset, the renovation strategy, and projected After Repair Value (ARV)—not solely borrower income.