Fix and Flip Loans

For non owner occupied real estate investments

At Private Lender Center we have extensive experience with providing funding for acquisition & rehab projects as well as Bridge financing. Our loan program allows for flexibility and quick access to capital that is in line with our swift underwriting procedures. We lend on loan sizes up to max of $5M on a 1 to 2 year short-term loans.

WHAT WE OFFER: Collateral based loans, up to 80% of the acquisition and 100% of the renovation cost, Closing within 5+ days, Not Credit Sensitive, Commitment In 24 Hours, Underwrite and Fund In-House.

A few pointers I would like to bring out, to show how Private Lender Center is at the forefront of Hard Money Lending:

  • No prepayment penalties, you ONLY pay for what you use.
  • We offer up-to 90% of Purchase and 100% of Rehab or 75% ARV
  • No monthly minimum, where the investor is locked in for 3-6 months of payments.
  • Unlimited draws, No Lien waivers, No photos, No invoices, Simple inspection, simple draw.
  • H.M. Rates starting from 9.9%+, based on LTV (pro rata)
  • Back office support, communicating with your third party sources, to obtain a rapid and smooth closing process, at No additional costs . (ie. attorneys / title / insurance)
  • Loans are 12 months, not 10 months where you’re paying more per dollar/ monthly payment.
  • Certainty of execution, We will NOT change the terms day before or at closing !!!
  • Proof of funds available
  • Points can now be paid at time of closing or added to the monthly payments or at the back end at time of sale.
  • As disbursed on the rehab portion, paying only on what you use. ( savings of 50% or more on the monthly payments)
  • 0% extension fee for up to 3 months after the 12 month period ( saving the client 1%of the loan amount)
  • Exterior drive-by’s welcome with no interior access
  • We now offer desktop appraisal , making the process quicker, cheaper, easier.
  • Line of credit, giving you unlimited transactions, unlimited amount of financing.



Ready to take the next step? We're here to help. Contact us today and let our private lending experts guide you towards personalized solutions tailored to your needs.