Commercial Real Estate Bridge Loan

Fast, Flexible capital for investors who need to move quickly, without delays of traditional lending.

Private Lender Center provides bridge capital for small and medium balance commercial real estate transactions nationwide. Whether you're closing on a time-sensitive deal, repositioning a transitional asset, or restructuring existing debt, our bridge loans are structured around your specific needs — not a one-size-fits-all underwriting model.

When to Use a Bridge Loan

Private Lender Center is an active lender in commercial real estate, providing bridge capital for small and medium balance transactions. Uses of proceeds include:

  • 1. Quick-close acquisition: Secure a competitive property before traditional lenders can move.
  • 2. Debt refinancing & restructuring: Replace or reorganize existing debt on your timeline.
  • 3. Partner buyouts: Resolve ownership transitions without disrupting operations.
  • 4. Asset repositioning: Fund renovation and TI/LC cost while stabilizing a transitional property.
  • 5. DIP financing: Capital solutions for distressed or bankruptcy - adjacent situations.
  • 6. Bridging to agency or CMBS: Season the loan before refinancing into a permanent financing.
  • 7. Cash-out refinance: Extract equity from single-family, multi family, or condo properties.

Who We Work With

Private Lender Center works with a broad range of borrowers including:
  • Distressed or transitional borrowers (credits challenges, liquidity issues, or bankruptcy)
  • Investors needing to bridge the seasoning gap for agency or CMBS takeouts
  • Borrowers with time-of-essence requirements who can't wait on conventional underwriting.

Our bridge loans are tailored to meet your specific needs, and offer such features as:

  • Loan amounts between $500k – $10M
  • Nationwide Lender
  • Origination fee starting at 1.5 %
  • Interest only amortization
  • Time of essence issues
  • Partnership Buyouts
  • Distressed or Transitional borrowers (credit or liquidity issues, bankruptcy)
  • Bridge the seasoning gap for agency or CMBS takeouts
  • Terms up to 70 LTV

Documentation Required for a Term Sheet

To get started, submit the following:
  • 3 Color Photos or Old Appraisal
  • Personal Financial Statement
  • 2021, 2022 & YTD Profit and Loss
  • Operating Agreement/By-Laws
  • Rent Roll (if applicable)
  • Purchase Sales Agreement (if purchase)
  • Hud-1 (if purchased in the last 3 years)
  • Resume / Background
  • List of Improvements Made / Required

Ready to move on your next deal?

Submit your deal summary and we'll get back to you fast. Our team specializes in structuring creative solutions for complex transactions.