Build From the Ground Up
Fast & Flexible Construction Financing
Private Lender Center provides secure funding for your next ground-up residential or investment project with streamlined private lending designed for speed, flexibility, and execution. Whether you’re building a single-family home, a spec build, or a small multi-unit project, we help you move from lot acquisition to completion without traditional banking delays.
Ground-Up Construction Loans built for Investors
Private Lender Center provides short-term construction financing for experienced investors and builders developing residential properties from the ground up.
Our programs fund both land acquisition and construction costs through a structured draw schedule, keeping your project moving at every stage — from foundation to final inspection.
We focus on the deal, not paperwork-heavy banking requirements.
WHO IS THIS FOR?
- Real estate investors building spec homes
- Builders developing single-family or small multi-unit projects
- Developers working on shovel-ready or entitled land
- Contractor's scaling construction pipelines
- Investors transitioning from fix & flip into ground-up builds
If your project has clear scope, timeline, and exit strategy – We can fund it.
PROGRAM HIGHLIGHTS
- Loan amounts: typically $100K – $5M+
- Loan-to-Cost (LTC): up to ~75%–85%
- Loan-to-ARV: up to ~70%–75%
- Interest-only payments
- 12–24 month terms
- Draw-based funding system
- No prepayment penalties (on most programs)
- Fast approvals and closing timelines
Funding is released in stages based on construction milestones, helping ensure your project stays on budget and on schedule.
How Does it Work?
1. Submit Your Deal
Provide basic project details, scope of work, budget, and property info.
2. Review & Approval
We evaluate your project, experience, and exit strategy. Most deals receive feedback quickly.
3. Fund & Build
Once approved, funding is structured into draws so you can begin construction immediately and access capital as work is completed.
What We Fund?
Eligible Projects Include:
- New single-family home construction
- Tear-down and rebuild projects
- Spec home developments
- Small multi-family builds (2–4 units typically)
- Infill development projects
- Shovel-ready or entitled land builds
DRAW PROCESS
Construction Draws That keep You Moving
Typical Process:
- Draw request submitted
- Inspection or progress verification
- Funds released (often within days of approval)
This ensures contractors stay paid and your build never stalls due to financing delays.
WHY PRIVATE LENDERS CENTER?
Faster Than banks. Built for Real Estate Investors.
Traditional lenders move slowly and require extensive documentation.
Private Lending Focus
Private lending focuses on:
• Asset value
• Project viability
• Builder experience
• Exit strategy
Benefits
This allows for:
• Faster approvals
• Less paperwork
• More flexibility
• Competitive leverage on strong deals
QUALIFACTION BASICS
What We Look For:
- Prior construction or real estate experience preferred
- Clear construction budget and scope
- Strong exit strategy (sale or refinance)
- Marketable project location
- Contractor involvement or GC plan
Ready to Build Your Next Project?
Get fast feedback on your ground-up construction deal and see how much you can qualify for
Your Key to Fast and Reliable Funding.
We provide fast and reliable financing solutions for real estate investors and developers. As a leading hard money lender, we understand the unique needs and challenges faced by real estate professionals, and we’re here to help you achieve your investment goals
Clark Capital Group, LLC and PrivateLenderCenter.com
DO NOT FUND OWNER OCCUPIED RESIDENTAIL HOMES.
WE FUND BUSINESS PURPOSE LOAN ONLY FOR RESDIENTIAL TRANSITION AND COMMERICAL LOANS.
*We do not fund in AK, AZ, CA, HI, MN, ND, NV, OR, SD, UT, & VT
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